HERITAGE BANK

HERITAGE BANK

A Failed Attempt to Revamp Heritage Bank’s Mobile Banking Experience

A Failed Attempt to Revamp Heritage Bank’s Mobile Banking Experience

Could we breathe new life into a legacy banking app—making it modern, scalable, and built for the next generation of users?

Team

Product Designer @ Interswitch

Timeline

Aug '23 - Jan '24

Contributions

UI Design, Design Systems, Usability Test

The Context: Why a Redesign Was Necessary

The Context: Why a Redesign Was Necessary

For a long time, Heritage Bank’s mobile banking app remained untouched—outdated UI, clunky navigation, and a design that no longer reflected modern user expectations. With an increasingly digital-savvy audience and rising competition from fintech disruptors, stakeholders recognized the need for a revamp that would attract younger users, drive engagement, and ultimately boost adoption.

The Problem

A Banking Experience That No Longer Met User Expectations

A Banking Experience That No Longer Met User Expectations

The user interface felt outdated and clunky compared to other banking apps and new fintech competitors.
No support for dark mode or scalable design systems, making future updates challenging.
Stakeholders sought a modernized look & feel to re-engage users and improve adoption rates.

Old UI Designs

Comparative Analysis with data from Playstore & Appstore

One of the stakeholders said:

"We want to compete as a modern bank"

"We want to compete as a modern bank"

Our challenge was clear:

How might we modernize a legacy banking app to meet the expectations of today’s digital-first users—without sacrificing scalability or visual consistency?

How might we modernize a legacy banking app to meet the expectations of today’s digital-first users—without sacrificing scalability or visual consistency?

Our Solution

A Modern, Scalable Mobile Banking Experience

A Modern, Scalable Mobile Banking Experience

By focusing on the primary objectives, we refreshed the app's visual appeal, offer theme flexibility through light and dark modes, and establish a unified design language

A Sleek, Modern UI

Light and Dark Mode Capabilities

A Restructured App Architecture

Easier Access to Key Banking Features

Before

Before

After

After

be

Design Tokens & System

Seamless Scalability, Collaboration & Development

The Setback

A Sudden and Unforeseen Halt

With the redesigned app near launch, the Central Bank of Nigeria withdrew Heritage Bank’s operating license, ordering its liquidation. This decision rendered all ongoing digital initiatives—including our mobile app redesign—obsolete overnight.

Reflections

What We Learned from This Experience

What We Learned from This Experience

Design for Scale & Future-Proofing

We built a design system using tokens, making future iterations easier. Even though the project was halted, this approach ensured adaptability for any future banking product.

Resilience in Design

Not every project makes it to launch, but every project brings growth, insights, and better design thinking for the future.

Next?

More case studies

Let’s work together!

Let’s work together!

Would you like to discuss an opportunity or learn more about me or my work, hit me up!

Would you like to discuss an opportunity or learn more about me or my work, hit me up!

olusolakalejaiye@icloud.com

© 2025 Olusola Kalejaiye